• A study suggests eliminating debt can affect cognitive functions
    by homemortgage on August 20, 2019 at 9:06 PM

    Eliminating debt. It’s a dream to many and a reality to very few. So one may wonder — what does it FEEL like to have debt relief, since it’s not something brought up in many social conversations? Evidently, it doesn’t just take a burden off your […]

  • How Lenders View Personal Credit Scores
    by homemortgage on August 12, 2019 at 8:34 PM

    Applying for a home loan or even small business loan is stressful enough without the prospect of bad credit throwing a wrench into things. Without strong personal credit and business credit scores, you’ll probably get stuck with unfavorable terms — if you get a loan […]

  • FHA loans and first-time homebuyers
    by homemortgage on August 8, 2019 at 7:42 PM

    Question: Are FHA loans only for first-time home buyers? Not at all. The Federal Housing Administration provides financing for low- and moderate-income buyers, but there is no maximum income for buyers or requirement that they are first-time buyers. FHA has become a useful […]